The Pilot’s Advisor Podcast

A Review Of The Top Places To Retire

Is the place where you’d like to retire on the Top 15 list? On this episode, we’ll review the US News & World Report’s top 15 retirement locations and share stories of past clients who made the decision to move somewhere else for retirement and what went into those decisions from an emotional and financial standpoint.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

The Financial Forecaster

There are plenty of financial lessons to be learned from almost every area of life. And since the Weather Channel is everyone’s favorite station to let play in the background for hours at a time, let’s see what we can learn about retirement planning from the world of weather.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Even Financial Hindsight Is 20/20

Just like any decision in life, making financial choices would be a lot easier with the benefit of hindsight. Let’s talk about some of the things we might hear from people who wish they’d done things differently after looking in the rear view mirror.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

The Customer Isn’t Always Right

Ryan checks in from Belgium as the election nears and coronavirus cases increase. And the lessons being learned right now relate well to that old saying in the retail world, “the customer is always right.” But when it comes to financial planning, it’s probably not wise to subscribe to that mentality 100 percent of the time. What’s the point of having a financial coach if your advice is better than your coach’s advice? We're going to talk about some statements Ryan might hear from clients that require him to push back.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Does The Presidential Election Matter To My Portfolio?

This year's election is on the horizon and many people have strong emotions and opinions going into it. Emotions can take over during this time and cause people to make unwise financial decisions. Ryan discusses why we shouldn't sweat the upcoming election and the importance of recognizing recency bias.
Show Notes & Info:
Watch Ryan's Presentation: https://financeinsights.net/qdruw2VhxAm7TOJvYugneY?email=ryanfleming5%40gmail.com
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Life Advice From Those Who Have Lived Through Retirement

This episode won’t be all about financial stuff. Sometimes it’s nice just to step back and listen to the experience of those who have come before us. We gathered some of the top life advice from those who have lived through most of their retirement already to see what we might be able to learn from their experiences.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Eye Opening Stats Showing How Americans Save

Vanguard’s “How America Saves 2020” report is packed with lots of intriguing stats and findings about Americans and how they save for retirement in the crazy year that is 2020 (most of the recent data is technically from 2019 although some figures are current through the Spring of 2020). Let’s look at some of the top takeaways from the study and how you might compare to the “normal” savings behaviors of Americans.
Show Notes & Info:
Vanguard Article: https://institutional.vanguard.com/ngiam/assets/pdf/has/how-america-saves-report-2020.pdf
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Refinancing Considerations With Kelly Phillips

Today Kelly Phillips joins Ryan for this week's episode. Kelly works with Fairway Independent Mortgage as a broker and she has more than 20 years of experience in this industry. We discuss different considerations for refinancing and how she helps her clients meet their goals and objectives.
Show Notes & Info:
Kelly's Email: kelly.phillips@fairwaymc.com
Kelly's Phone Number: 843-209-8805
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

Obsolete Retirement Planning Ideas

Just like your iPhone or your computer can become obsolete and need to be replaced, the way that some people think about retirement is obsolete and needs to be replaced. Let’s talk about some outdated ideas that people still cling to… We'll explore the idea of moving from stocks to bonds as you get older, aiming for $1 million in your portfolio, and whether it's true you'll need less income in retirement than in your working years.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k

On The House: How Your Home(s) Fit Into Your Retirement Plan

We get a lot of questions about how the house (or houses) fit into retirement plans. From downsizing to rental properties to interest rates, let’s explore some of the top retirement questions as it relates to all things housing.
Show Notes & Info:
Fleming FG Website: https://www.flemingfg.com/
Free Webinar: http://www.flemingfg.com/watch-ryan-pick-apart-a-pilots-401k